Terms of Service

1. Acceptance of Terms

By accessing or using SIPyield.com (the "Platform"), you confirm that you have read, understood, and unconditionally agree to be bound by these Terms of Service. If you do not agree to any portion of these terms, you must discontinue use immediately.

2. Nature of the Service

SIPyield provides free-to-use, browser-based mathematical simulation calculators for educational and illustrative purposes only. The Platform does not provide investment advice, brokerage services, portfolio management, tax consulting, legal counsel, or any financial product recommendations.

3. No Investment Advice

All projections, forecasts, charts, tables, and verdicts generated by our calculators are mathematical outputs derived strictly from the parameters you supply. They do not constitute, and must not be interpreted as, professional financial advice. Users must consult a SEBI-registered investment advisor, a chartered accountant, or a qualified legal professional before making any capital allocation decision.

4. Accuracy & Limitations

While we strive for mathematical correctness, SIPyield makes no warranty as to the accuracy, completeness, or fitness for any particular purpose of the calculations. Past performance figures, where shown, are hypothetical and do not guarantee future results. Currency conversion rates are illustrative reference values, not live market quotes.

5. Limitation of Liability

To the maximum extent permitted by law, SIPyield, its affiliates, contributors, and licensors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Platform, including but not limited to financial losses incurred from decisions taken based on calculator outputs.

6. Intellectual Property

All Platform content, including calculator logic, articles, design, and trademarks, is the exclusive property of SIPyield.com or its licensors and is protected under applicable copyright laws.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts located in Mumbai, Maharashtra.